The dataset contains information about credit applicants. Banks, globally, use this kind of dataset and type of informative data to create models to help in deciding on who to accept/refuse for a loan. After all the exploratory data analysis, cleansing and dealing with all the anomalies we might (will) find along the way, the patterns of a good/bad applicant will be exposed to be learned by machine learning models. The goal is to train the best machine learning model to maximize the predictive capability of deeply understanding the past customer's profile minimizing the risk of future loan defaults. The metric used for the models' evaluation is the ROC AUC given that we're dealing with a highly unbalanced data.